Everyday banking

Personal Banking

Current accounts, savings, cards and payments designed around the way you actually live — with no hidden fees and instant control from your phone.

Accounts

One relationship, every everyday need

Open in minutes, fund instantly, and manage every product from a single secure dashboard.

Premier Current Account

Fee-free everyday banking, same-day domestic payments and 0.15% credit interest on cleared balances.

High-Yield Savings

4.25% AER variable, instant access, and automated round-ups that move spare change across for you.

Signature Debit & Credit

Contactless, virtual and metal card options with per-card limits you set yourself.

Global payments

Send to 120+ countries with live FX and a flat 25.00 wire fee — no spread markup.

Joint & youth accounts

Shared budgets, allowance controls and spending guardrails for family members.

Insights

Automatic categorisation, monthly reports and alerts before a bill leaves your balance.

What's included

Everything comes as standard

  • No monthly account fee and no minimum balance
  • Instant freeze, unfreeze and replace on any card
  • Free domestic transfers and scheduled standing orders
  • Deposit protection up to 250,000 per depositor
  • 24/7 fraud monitoring with real-time alerts
  • PDF, Excel and CSV statements on demand

Open your account in three steps

  1. 1

    Apply online

    Five minutes, no branch visit, no paperwork to print.

  2. 2

    Verify identity

    Upload a government ID and a proof of address — most checks clear in under an hour.

  3. 3

    Fund and go

    Move money in by card, bank transfer or open banking and start spending immediately.

Ready when you are

Join thousands of customers who moved their everyday banking to VoltBridge Capital.