Borrow responsibly
Loans
Personal, vehicle, mortgage, education and business lending with clear rates and no early repayment penalty.
Lending products
Personal loan
From 7.9% APR
Up to 100,000 over 12 to 84 months for consolidation or major purchases.
Vehicle finance
From 6.9% APR
New and used vehicle finance up to 60 months with fixed instalments.
Mortgage
From 4.75%
Residential purchase and remortgage over terms up to 30 years.
Education finance
From 5.4% APR
Tuition and living cost funding with deferred repayment options.
Business facility
From 6.9% APR
Revolving working capital and term loans decisioned in 48 hours.
The application journey
- 1
Check eligibility
A soft search shows your indicative rate without affecting your credit file.
- 2
Submit documents
Upload income evidence and identification securely through the portal.
- 3
Decision & drawdown
Most decisions land within two working days, with funds released same day on acceptance.
Our lending commitments
- No early settlement penalties on any personal facility
- Fixed instalments for the full term
- Affordability assessed against real disposable income
- Forbearance options if your circumstances change
Apply for finance
Get an indicative rate in minutes with no impact on your credit score.